Is climate change going to end human civilization for good, and so soon that we may as well not bother saving for retirement?

That’s the theory put forward in a recent viral Vice post: “New Report Warns ‘High Likelihood of Human Civilization Coming to an End’ Within 30 Years.’”

The Vice story summed up a new report from the Breakthrough National Centre for Climate Restoration, an Australian think tank, arguing that the Intergovernmental Panel on Climate Change analysis of the impacts of climate change understates how much harm it’ll do, and that in reality we face something much worse…